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Deloitte Health Actuary Senior Consultant in New York, New York

Health Actuary Senior Consultant

Deloitte Consulting s Human Capital practice is a leading global advisor and implementation partner working with companies, governments, and organizations around the world. Our goal is to improve our clients organizational results and impact by focusing on challenges at the intersection of business and people.

Work you ll do

As a Deloitte Consulting Health Actuary Senior Consultant in the Insurance practice of Deloitte s Human Capital group, you will assist Deloitte Managers, Senior Managers and Partners in providing strategic and technical consulting services to health plans, providers, Federal and State governments, PBMs, etc.

At Deloitte, you can be a part of the transformation of the health care sector. Deloitte s health actuaries are participating in the development of evidence based medicine, and the transition of payments from paying for what is done to paying for the value provided. Deloitte health actuaries are involved in designing new programs that are smarter about how public funds are spent. These types of problems require actuaries who are not only technically strong, but also can be innovative, capable of addressing ill defined, complex problems and have a business orientation.

Other responsibilities include:

Individual medical and small group health care reform modeling for health plans

Assist clients and teams to define underwriting policies and perform risk score analysis to reduce selection

Price alternative plan designs and define product strategy

Track lapse and retention rates; define strategies to influence based on data

Prepare and review reserves in support of Deloitte audits of health care liabilities

Align provider contracting strategy with rating trends

Model and calculate ROI for medical management and other health plan initiatives

Prepare and present client presentations and reports

Conduct other health actuarial consulting activities, as required

The team

Organization Transformation

The Organization Transformation practice is about transforming the organization (and the benefits providers that serve them) to support its business strategy. This involves helping our clients move from where they are today to where they need to be in the future. It could include changing the organization s culture, modernizing specific functions, re-designing the organization structure, and will require a combination of change management actions to execute the transformation. To enable our success, it will be critical to use data and insights to inform better ways of working together.



Bachelor s degree

4 years of health actuary experience

Successfully passed 4 actuarial exams

Travel at least 50%. (While 50% of travel is a requirement of the role, due to COVID-19, non-essential travel has been suspended until further notice.)


4 years of consulting and/or health plan/insurance company experience

Experience leading small to medium sized teams

ASA with progression to FSA, FSA, or career ASA designation

Experience with one or more of the following areas:

Product design and/or product strategy

Reimbursement models including value based care/ACO modeling

Risk adjustment mechanisms

Familiarity with group insurance products including disability, long term care, etc.

Merger and Acquisition experience

Health care reform with working knowledge of the individual medical and small group markets and/or state Medicaid programs

Experience with Medicare products, including Medicare Advantage or Medicare Supplement products for various enrollee types

Medicaid managed care rate setting and other provider reimbursement streams (i.e., DSH, UPL, etc.)

Medicaid waivers (i.e., 1115, 1915 b/c)

Strong client presence with project management, presentation, and facilitation skills

Ability to succeed in team-based or independent environments

Well-organized with the ability to handle several projects/clients simultaneously

Strong oral and written communication skills

Ability to program using SQL

Proficiency with MS Office products, including Outlook, Word, Excel, PowerPoint

Dedicated work ethic with a commitment to client service excellence

Travel up to 50% for periods of time.(While 50% of travel is a requirement of the role, due to COVID-19, non-essential travel has been suspended until further notice.)

How you ll grow

At Deloitte, our professional development plan focuses on helping people at every level of their career to identify and use their strengths to do their best work every day. From entry-level employees to senior leaders, we believe there s always room to learn. We offer opportunities to help sharpen skills in addition to hands-on experience in the global, fast-changing business world. From on-the-job learning experiences to formal development programs at Deloitte University, our professionals have a variety of opportunities to continue to grow throughout their career. Explore Deloitte University, The Leadership Center. at


At Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits. Learn more about what working at Deloitte can mean for you.

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Category: Actuarial

About Deloitte

As used in this document, Deloitte means Deloitte LLP and its subsidiaries. Please see for a detailed description of the legal structure of Deloitte LLP and its subsidiaries. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.